• MCA Roadside Assistance Memberships

  • We all know how life can get sometimes. Our vehicles run out of gas, batteries die, and even the safest of drivers get into both major and minor car accidents. When the unexpected happens, rest assured knowing that Motor Club Of America has you covered. Regardless of what the case is, rely on MCA to deliver peace of mind when you need it the most.

    The roadside assistance plans from Motor Club of America provide the service you deserve, and the peace of mind you most desperately want when the unexpected occurs at home, on the road or at your job. Your roadside assistance coverage is not only limited to just roadside assistance, but you also have the added assurance of personal accidental coverage, emergency room benefits, discounts on prescription drugs, dental care and vision care. Help is literally a phone call away with Motor Club Of America.

    MCA provides top notch customer service and provide a world class roadside assistance plan that fits your needs and your budget.  When you join MCA, you become family. Over 7,000,000 motorists rely on MCA’s 86 years of experience to protect them.

    When you purchase a Security plan from MCA, your coverage begins 24 hours after your payment has been processed. As a member, you're never locked into a contract. Members are welcome to cancel their accounts at anytime, without any hidden or cancellation fees. Full refunds are granted within 72 hours, and half refunds are granted within 30 days of activating your membership.


    UNLIMITED Total Security Roadside Assistance

     As a member of MCA you will receive unlimited roadside assistance, unlike our competitors which will only provide you 2-3 service calls per year. Unlimited roadside assistance means 1 service call per day throughout the entire year. If we're unable to get your 4 wheel passenger vehicle back on the road safely, it will be towed to the nearest service facility. You will also receive unlimited lockout service, unlimited fuel delivery, unlimited tire changing, and unlimited battery boosting. As a member of Motor Club Of America, you will not have to pay out of pocket with reimbursement hold times all you'll have to do is sign the required paperwork and you're good to go. Our unlimited roadside service protects you, not your vehicle. What that means is no matter who's vehicle you're driving, you can always give us a call if you need assistance. MCA will also pay up to $100.00 to provide Emergency Road Service on RVs, Motorcycles, Trailers, and vehicle's with a load capacity of 1 ton or greater. With our MCA plan, you may also have your 4 wheel passenger vehicle towed to anywhere you desire, not just the nearest service facility.


  • Below are some awesome benefits that are included in your MCA membership

  • Travel Assistance Reimbursement

    When a members vehicle is disabled in an auto accident, Motor Club of America will reimburse up to $500.00 for a rental car, lodging, or meals if the incident happened more than 50 miles away from the registered home address on your account. To be reimbursed, simply give us a call to receive your claim form, and submit the required information to us within 90 days.

  • Planning and Travel Reservations

    MCA offers free and easy to read, step by step computerized mapping services free of charge to our members. Simply fill out a Travel information card or give us a call. This includes places of interest, resort, motel and hotel information found along your route. You also have a one-stop reservation service for airline travel, car rental, and hotel discounts.

  • Arrest Bonds

    Your Motor Club Membership card may be used in lieu of cash bail up to $500.00 when involved in a traffic violation. Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1,000.00, and in other states they are accepted for lesser amounts than $500.00. Simply give us a call at the toll free number located on the back of your membership card to receive the assistance you need

  • Bail Bonds

    MCA will arrange up to a $25,000.00 bond to release you from incarceration if you're driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card to receive assistance. Our legal department will provide the best assistance possible to release you from incarceration.

  • Attorney Fees

    Motor Club of America will pay up to $2,000.00 for your attorney to defend you against police charges resulting from driving your covered auto:

    • 1. Up to $200.00 for covered moving violations (non-criminal)
    • Up to $500.00 covered auto related personal injury matters
    • Up to $500.00 covered vehicle damage issues
    • Up to $2,000.00 covered negligent homicide | vehicular manslaughter


  • Stolen Vehicle Reward

    MCA will pay a $5,000.00 reward to the law enforcement agency or individual responsible for providing the accurate information leading to the arrest and conviction of the person(s) responsible for the crime. The reward is not payable to you, your family, or other members on your MCA membership account.

  • Credit Card Protection

    Identity theft has become more prevalent. If you ever become a victim, MCA will cover financial losses of up to $1000.00 plus work with you to help you recover from the act.

  • Emergency Reimbursement Benefit

    Members receive up to $500.00 in emergency cash for Emergency Room or Trauma Center treatment. This benefit will only be covered due to injury in a covered accident. Includes up to $100.00 in cost for each of the following:

    • Cast or Splints
    • Ambulance Service
    • Anesthetics
    • X-Rays
    • ER Facility
  • Daily Hospital Benefit

    Receive up to $54,750.00 in hospital cash benefits. That means as a member, you will receive $150.00 per day beginning the first day you are hospitalized as a result of a covered accident. MCA will cover your hospital stay up to 365 consecutive days. Once discharged, you have up to 90 days to file a claim.

  • Accidental Death Benefit

    As a member, you may enroll, free of charge, in our $10,000 Accidental Death Coverage. You may upgrade to our Total Security package to receive additional coverage up to $50,000.

    • The coverage election form must be completed and returned to our corporate office before coverage goes into effect.
  • Our “Sign and Drive” guarantee will get you back on the road with no out of pocket expense!

  • Every benefit listed above is included in your MCA security membership plan. 

    • Requires first and last months payment at checkout.
    • No contract you may cancel anytime

     Today's Total $19.90

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  • Offers the same coverage as the security membership plus the following additional benefits. 

    • Up to 100 miles of towing per service call
    • Member can pick any destination to have vehicle towed 
    • Covered in any vehicle, even Rv's, Motorcycles & Trailers included 
    • As a member you may enroll, free of charge in one of three all accident AD&D coverage's to suit your needs:
      1. You, as named member, up to $50,000
      2. You and your spouse, up to $25,000 each, plus job retraining for the surviving spouse
      3. You up to $30,000, your spouse up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.
      Coverage election form must be completed and returned to home office before coverage goes into effect.
    • Get paid $80.00 per person you refer to Motor Club Of America! 
    • No contract you may cancel anytime
    • Requires first and last months payment at checkout.


    Today's Total $39.95

    Join Now

  • Easy Online Sign Up Process ( 2-3 Mins)

    Simply click the join button and complete our customer friendly sign up process. Once completed you will receive a conformation email with your Motor Club Of America Membership I.D & account information.  

    Your roadside assistance coverage goes into effect 24 hours after sign up, you do not have to wait 2 - 5 business days like other roadside assistance companies we cover you immediately. 

    You will receive your physical Motor Club Of America membership card within 5-10 business days along with your benefits package to the address you provided during your account setup. 


    You may cancel anytime there is no contract please see our refund policy & faq's page.

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